Oscar ceremony Essay Example for Free

Oscar ceremony Essay An informative speech is strictly regulated. It should meet certain norms of presentation: 1) A model length of an informative speech is up to 7 minutes; 2) Visual aids are welcome but their role is limited to illustrating the verbal message; 3) The speech should be based upon credible sources which should be cited during the presentation; 4) Using notes is acceptable but a fluent memorized presentation is ideal. 5) An excessive use of emotions is prohibited whereas the use of non-verbal communicative means (confident posture, measured gestures, stable eye-contact) is highly praised; 6) The language of an informative speech should be simple, logical, and laconic. Bright imagery can somewhat embellish the speech when used appropriately. Topics/basic concepts Although it impossible to enumerate all the topics that can be suitable for an informative speech, it is generally accepted that an informative speech should be dedicated to some recent technical or medical investigations, unexpected facts and unusual events. This is a sample list of themes for an informative speech: famous lives, glorious deeds, history of creating a book, etc Outline An informative speech should be carefully structured so that such elements as introduction, body and conclusion could be clearly identified. Specific for an informative speech structure are a thesis statement and an organizational preview in the introduction. A generalized outline of an informative speech includes parts as follows: 1) Introduction: Declaring the speech topic; Attracting the attention of your listeners to the problem you are going to reveal; Making a thesis statement; Providing a brief preview of aspects of the problem that will be illuminated in the speech; 2) Body: giving a point-by-point revelation of the speech topic. 3) Conclusion: Making a cumulative review of the information provided; Referring to the introduction and ending the speech up with a startling conclusion. ++ Samples /while browsing through these, make sure you identify the structure/ Oscar ceremony The grandeur of the Oscar ceremony is well predicted, as well as an Oscar earned or an Oscar managed celebrity-chic that can be a great illusion of our time. Extravagant gowns, expensive jewelry, fantastic makeup, and all teeth smiles this years glamorously floating celebrities lightly touch the red carpet with their expensive footwear, later to worship, with all Academy voters, Slumdog, a tear shedding rags-to-riches saga that squeezed eight Oscars, including best director and best picture. The Oscar ceremony is endangered by commercialization. In the past it used to reward talent and art. Now, it is a well established tradition, a show of its own right. Yet, repeated over eighty times, this ceremony is unlikely to turn into a routine event. It sticks to the rules of the game with all the fever of a hot entertaining event. I have watched the TV version of the ceremony, so the following are my first-hand impressions. I would like to admit that nothing special was noticeable during the ceremony. Standout moments were Sean Penns calling the academy a bunch of commie homo-loving sons of guns and Dustin Lance Blacks address to the gay audience. Kate Winslet had proved that patience (five previous nominations) would bear fruit. Her Titanic never sank. Woody Allen had  prepared the fifth supporting acting Oscar, this time it was Penelope whose surname means in Spanish Saint. The evenings screw up was an innovative technique used while handling an annual favorite. It was a recognized failure. The ceremony was reviewed from different angles. A big fashion trend glorified red, white, and black one-shouldered gowns. Marisa Tomeis pale gray Versace, Kate Winslets Yves Saint Laurent one-shoulder slate blue and black gown, Anne Hathaways strapless silver beaded Armani Prove gown or Penelope Cruz fairy-tale white gown from Pierre Balmain were in contrast with the slum scenes from the best picture. The Oscar ceremony, almost perfect, is over. Everything is glamorous, gorgeous, and traditionally well staged. The reporters doubt that all fuss about the best picture opened new horizons in cinematography. The Oscar ceremony is still a great event, pompous and costly. It is about fashion and success, good fun and commercialized entertainment. I wish it were more about the art of cinematography. Coping with depression Depression is a psychological state that is hard to cure, hard to live with, and hard to endure. A depressed person lives in a nightmarish world, darkened by pessimism and dulled by unwillingness to act. This devastating and destructive state has a negative impact on the individual. It drains energy, evaporates optimism and enthusiasm, and paralyzes hope. It distorts the world and substantially reduces the pleasure of living. It may lead to repetitive suicidal thoughts that can end in self-destruction. I have consulted psychological literature to give you some tips how develop a step-by-step program to overcome depression. People suffer from depression for many reasons. They become depressed when all they do seems to become a failure. They get worried about their inability to realize their plans. They get shelled in loneliness. They get nervous and easily irritated. They find their lives unstable and hopeless. They lack safety and become vulnerable to outside influences. Depression is  a hazardous state, especially when you allow it to invade your body and mind. As soon as you realize that something is wrong with your state of mind, turn to help without hesitation. Now, I will give you some anti-depression tips. First of all, stay focused on what you are doing. Start with a small goal and fulfill it: go to a shop, take a short walk, or make a telephone call. Just start taking action and stick to doing it. Second, develop supportive relationship, turning to people who love you and whom you love. Refrain from retreating into yourself, sharing a meal, emailing, accompanying your friend to the movies, confide in a counselor or clergy member. Third, get interested in your own life. For this, have eight hours of sleep, practice relaxation techniques, and go easy on yourself. Why not to practice yoga or tai chi? Why not to introduce a meditative element to your life? Fourth, get regular exercise. Fifth, eat healthy food. Sixth, avoid negative thinking and negative emotions. Finally, ask for help if you cannot overcome your depression without outside aid. Now, you must embark on the road to depression recovery. Remember: action is the best anti-depressant for you. Look at the world from a new perspective: integrate into it on equal terms. Life is given only once, and you have no time to waste it. Not a single moment to spare! As soon as the world starts changing, you will keep a stronger touch with it. You will realize that inward problems are mainly our own creations, our own illusions, our own misunderstandings. Share your doubts with the world, and you be understood in return. It is easiest to shut your heart and pretend that loneliness is desirable. A white lie! Out of depression to communicate with people to establish relationships and depression will quietly go away! I do not think it will be welcomed again! How to build a happy marriage A clear-cut tendency is observed today: neither men nor women are in a hurry to marry. The growing independence of women, reluctant to do all housework and bear the main burden of childrens upbringing, sacrificing career growth, is one of the causes of the changes in family formation. A happy  marriage may be built only on love, tolerance, mutual understanding, equality, and respect. The problem is important because materially both husband and wife are now in many cases on equal terms. More and more women demonstrate higher levels of education than men, More and more women compete with men, holding leadership positions in business, politics and social life. As the result, women become materially independent. They are not materially tied to a family anymore. When they marry, they enrich their world that is now built on kinship, love, safety, quality leisure time activities in which all family members are involved. A family develops a collective feeling of interconnectedness, which is opposed to loneliness. Joy and duty, love and care, discipline and kindness all these are taken together in a family as a pillar of stable social development. I have talked to married people in search of a happy family recipe. I want to share some of my findings with you. A happy marriage is based on intimacy and commitment. It is a bond that outgrows passion as the feature of romantic love. It is a bond that is based on mutual respect and the feeling as if both husband and wife were in many respects one. It is a way of constructing lifestyle, emphasizing intimate relationship and devotion to a person of your choice. It is confidence in the stable character of marriage, reinforced by having kids. Although even happy marriages tend to undergo changes, they never change the high quality of relating to each other. People are happy to be together, to share opinions, to spend time together, to make plans, which is inherent in their attitudes to each other. Happy marriages are tested, like others, by time, material difficulties, hardships, deteriorating health, fluctuations of mood, identity development, and the like. Happy marriages, unlike others, never ruin fundamentals of relationship: commitment is so deep that no difficulty can destroy it, since both spouses know how to help and support each other. Happy marriages cherish happy memories, and they cannot destroy these memories when one of the spouses has a temporary temptation to experience something new. On the contrary, happy marriages are full of wisdom, consensus, and their happiness is rooted in a unique feeling of freedom that ties up to a happy marriage experience more than anything else. They cultivate universal love, which is care, understanding, and tolerance  to human weaknesses. Happy marriages are built by people who worship communication, interaction, and cannot live without sharing all they have in their hearts and souls. There is no couple that would not like to create a happy marriage. Only very few families can build long-term relationships that stick to happiness even under unfavorable circumstances. I have talked to married people who are happy in their own way. They feel the aura of happiness and advise others to be tolerant. A happy marriage is an ideal construct that is like a dream that cannot be realized without hard work, creating a relationship and being happy in the process of its creation. I wish you thought over my information. Do not waste your time. Test your own willingness to be perfect in your relationship. Prove that a happy marriage may be a reality. How to improve your conversational skills The feeling of being tongue-tied is familiar to many of us. We admire people who can express their thoughts with fluency and confidence. Some people think that a conversational skill is a gift, while others believe that this is the result of training. A blabbermouth monopolizes the conversation, turning it into a monologue. I have known a person who was able to talk to anybody with invariable energy and interest. He impressed people by his conversational eloquence. In business communication, conversational skills are an asset to a persons ability to persuade and negotiate the meaning. Conversational skills are necessary for successful career growth and our pleasant interaction with other people. Commitment and consistency are fundamental to improving conversational skills. People with conversational skills have more friends and better chances in life, for they know how to promote their ideas and establish relationships. I am going to inform you about the nature of conversational skil ls, and then I will give you some practical tips that you may find useful. Conversational skills are special tools that make a conversation go. They are learned and trained to become automatic. They control questions, control feedback; help break the ice during unwanted pauses, give an idea of open-ended questions that drive a conversation, elaborate a theme. They are  about shifts to another theme, the use of semantic means, combined body language and verbal speech. Conversational skills make people comfortable while talking to each other. Now, I will give you five ways to improve your conversational techniques. First of all, the speakers should show interest in each other. Healthy curiosity heats up interest. When you ask questions, you intend to be given a response that can drive the conversation. Second, remember that a conversation is a dialogue with well-balanced talking and listening. Skilful speakers monitor themselves, taking control over taking turns. If you get skilled in taking turns, even talking a little, you will perfect your conversational skills. Third, give genuine compliments for the actions the person who you are talking to has done. This appraisal must be specific and will do wonders if followed by a tag question. Fourth, your paralanguage may speak louder than words. Bodily expressions have a meaning of their own. Fifth, a skilful speaker employs What, where, when, who, how, and if questions. Conversational skills are acquired through special training. They help master the art of conversation as a meaning exchange of human thoughts. People are often clumsy and tongue-tied when expressing their thoughts and feelings. They need conversational eloquence, which may be achieved by using conversational techniques. Practice conversational skills with a smile, and this learned art will be yours at the moment when you need it most. London fashion week Fashion has become a large part of identity making in the post-human world in which people play dress-up with their clothing. Fashionable clothes reinvent people as sexual, desirable, and enigmatic. We care about what we wear a great deal because our culture emphasizes an outward appearance. Fashion changes every season, squeezing our wallets. A gorgeous event London fashion week attracts all lovers of fashion from all over the world. It was held in March, using the official London Fashion Week Catwalk. This 450-seater catwalk celebrates the best of the best British  designers of clothes. The event was well advertised. You can surf this events Internet page to enjoy beautiful pictures that covered it up. It was the embodiment of luxury and power, having proved again and again that fashion is in a constant state of flux, generating fantastic new styles and new feelings. Demonstrations of fashionable trends are amusing and inviting to copy trendy features, visible to an eye. First, I will inform you what hot trends London fashion week has promoted. Second, I will inform you why London Fashion Week is so popular. This seasons trends are inspired by cinema, popular culture, and religious icons, with glamour, creativity, and modest beauty combined. Domestic goddess, African Queen or Ethereal Nude, inspires SS/09 wardrobe. All the freshest trends, hot off the catwalk of London, are enjoyable. It is not only a pleasure of renovating your image and counting the money to be spent on the fashionable trendy designer clothes but also a mission to introduce others, less fussy about trendy things, to a new fashionable trend that every show promises. London Fashion Weekend is a single event that gives access to a large number of London Fashion Week designers, classic labels, and the hottest trendy garments. 150 designers are not only showing their newest designs but also selling ready-to-wear pieces at a bargain (at least it is advertised so) price. You may choose from Christopher Fischer, Collado Garcia, Crumpet, Belle Bunty, Ben de Lisi, Alice McCall, Garguz, Inexcess Dashion, Janet Reger, John Smedley, Karl Doroghue, Sass Bide, Nicky Dupont, Madeleine Press, My Lovely Jeans, and some others. This years new designers are Luella, Richard Nicoll, Emma Cook, and Eley Kishimota. All of them pursue their philosophy of fashion that can be made out only when all is seen as one trendy entity in color, cut, and accessories. You may not be chasing fashion but you cant be indifferent because fashion is inherent in our culture and people are always impressed by those who know the taste of trendiest trends. Our appearance depends on what we are wrapped in; fashion is about our social status, success, individualism, and good taste. We like clothes that wear well. We dream of clothes that impress. We desire clothes that make us aggressively gorgeous

Hero Essay Example for Free

Hero Essay Heroes are often stereotyped as fairytale characters who are endowed with supernatural powers that make them strong and buff. In reality, a hero can be an ordinary human being who strives to do extraordinary things to help others and make a difference in the world. A true hero not only possesses the qualities of strength and bravery, but also embody selflessness, morality and perseverance, essentially becoming a role model for all of those around him or her. Oprah Winfrey is just one example of an average person in our society who fits the characteristics and role of being a hero. She has devoted her time, skills, attention, and resources towards making the world a more prosperous place for others by educating, motivating, inspiring and rescuing people all over the world. Through the great generosity of Oprahs Angel Network and the construction of the Oprah Winfrey Leadership Academy for Girls in South Africa, Oprah Winfrey has proven herself to be a true role model and inspiration to all by her selfless deeds that make her a true hero of our times. To begin with, Oprah Winfrey was born into poverty to a single mother in Mississippi and faced many difficulties and grievances throughout her childhood years. She was sexually abused by her uncle, cousin, and family friend and became pregnant at the age of fourteen; her son died a short while after. Oprah then moved to Tennessee with her father where she began her career in the entertainment business. Her career began with a job on the radio at the age of nineteen and eventually led to the creation of the Emmy-winning talk show The Oprah Winfrey Show. According to Forbes Magazine, in 2003, Oprah became the first African-American woman to reach billionaire status, breaking through cultural, geographical and gender barriers, letting the world know it’s not your circumstances, but your heart that determines how far you go in this world. As Oprahs name became more widespread, so did her generosity. The Oprah Angel Network began to donate one hundred thousand dollars for the Use Your Life Award to all of those who dedicated their lives to helping others and had numerous achievements regarding humanitarian issues. Furthermore, she regularly gives charity to organizations such as AIDS Foundation of Chicago, Childrens Memorial Hospital and the Chicago Academy of the Arts. In addition to those organizations, Oprah has also gave out her sincere wishes and help to those poor souls who have been affected by the Tsunami and Hurricane Katrina. She donated over one million dollars to the Tsunami relief fund and ten million to those who were gravely affected by the disaster of Katrina. Growing up with a childhood full of hardships and being able to overcome them truly makes Oprah Winfrey an inspiration to everyone. Her selflessness, generosity, and general love and compassion for human kind has brought so many changes to our society that cannot be overlooked. Her immense perseverance and selflessness are just two contributing factors that make her the person she is today; a hero. Most importantly, Oprahs dedication to helping under privileged students obtain their education makes her a role model and symbol of hope for children all around the world. She created the Oprah Winfrey Leadership Academy for Girls in South Africa, where girls learn to use their full capacity to become excellent decision makers and the next leaders of our generation. The best African American teachers and administrators will be appointed in this school to help the girls excel in their knowledge and education. Not only is she the founder of the school, but the Oprah Winfrey Foundation contributed ten million dollars to maintain it as well. Oprah is helping to fight the battle against illiteracy one step at a time, and through her actions against it, she creates a foundation that many other people can follow. By giving so much importance to education, she becomes an inspiration and motivation that encourages girls all around the world to pursue their education further. By providing education, Oprah is empowering girls everywhere and giving them more options in their life than they ever imagined. As Oprah once stated, â€Å"Education is the path to the future. I believe that education is indeed freedom. With Gods help, these girls will be the future leaders on the path to peace in South Africa and the world. Once again, Oprah proved herself to be selfless and moral woman who persevered in becoming a role model for all of those around her. Her generosity is now the reason that girls in South Africa actually have a chance to make something of themselves and to receive an education. With one simple donation, she changed the lives of thousands of girls and created a brighter, much better future for them than they could imagine. By doing such deeds open-handedly and without anything in return, Oprah Winfrey is a genuine hero of our society. In conclusion, heroes are not people like Superman or Batman, but rather those who do everything in their ability to make the world a better place and Oprah Winfrey is just one of many who fit the criteria of being a true hero. She is engulfed around being selfless, moral, brave, perseverant, and a role model and inspiration to everyone around her. The generosity of Oprahs Angel Network has helped many impoverished people and even led to the construction of the Oprah Winfrey Leadership Academy for Girls in South Africa. With donations like these, Oprah has literally changed the future for African American girls in South Africa and helped them become more independent. She is now looked upon as a symbol for hope and a prosperous future because of all of her charity work concerning humanitarian issues. Heroes like Oprah Winfrey inspire everyone with their openness and compassion, essentially becoming a symbol for hope with their vision for a brighter and better future.

Real Estate Business Plan

Real Estate Business Plan Business idea- Real Estate (Apartment House Finder Business) Executive Summary Finding a new home or apartment to rent can be a very time-consuming and daunting task. Thats why many people needing to rent a home enlist the services of a professional apartment and house-finder service. The service can be operated from home and on the web but I will start company by taking a rental office location for client visits, as well as build a website to feature available properties for rent. This business is competitive. Company want to consider specializing in one or more of the following types of rentals: room mate listings, short-term furnished and unfurnished accommodations, long-term furnished and unfurnished accommodations, executive accommodations, rentals that allow pets, student housing, vacation properties, or niche properties such as penthouses only, parking stalls, floating accommodations, or artist lofts and commercial properties. There can also have a couple of options in terms of fees. Company can charge renters a fee to find the right place to suit their needs. Or can charge the landlord or building owner a fee to list his or her properties with your service. The key costs related to start-up will be in the region of  £2,000  £10,000 depending upon the shop location. What I Need to Start my business: Step  1: Identify the need for an apartment locator service in my local area. Make phone calls, followed by in-person visits to local apartment complexes announcing the benefits of the services Our company will provide. Start by locating properties for family and friends, and use their successes as testimonials to the efficiency of your service. Step  2 company will License new apartment locator business with the state. Obtain a unified business license to operate within the state where our company will conduct business. Determine a structure for our business, such as a corporation, limited liability company or sole proprietor. Contact city licensing agency to determine if additional permits and licenses are required for our business type. Step  3 Rent, lease or convert a home office space. If our company will meet with applicants and apartment representatives in office, leasing an affordable commercial space will provide a more professional environment. Or we can Convert a room in home to operate your new apartment locator business if we plan to conduct business through Internet. Step  4 we will Create a strategic operational and marketing plan will Follow that plan to measure successes, growth of business and build a data base of clients and applicants. we will Promote our apartment locator business with fliers, business cards, refrigerator magnets, mass mailings, advertisements in local community papers and temporary specials, such as fee free for 30 days. Step  5 company will Collect apartment finder guides for our area will Use apartment guides to compile a working database of complexes and online resident feedback. Categorize by name, location, price and number of bedrooms. Take special care to accurately match with apartment seekers. Check online for apartment features and amenities before referring. Check areas and note added features, such as easy access to bus lines, shopping and schools. Step  6 Purchase office equipment, furniture and supplies. We will Stock office with supplies and furniture, such as pre-screening applications, staples, copy paper, file folders and cabinets. Purchase database and word processing software to electronically maintain applicant and client information. Step  7 company will Pre-qualify applicants before referring. Ensure applicants meet the income, rental history and criminal background requirements before making referrals. Obtain a release from applicants to conduct preliminary background checks. Employ the services of a background investigation service to collect additional information, such as credit reports. Objectives: it’s time to lay down how I am going to execute and bring mission to reality? That’s where setting goals or objectives come into play. S SPECIFIC M MEASURABLE A ACTIONABLE R REALISTIC T TIME-FRAME To provide the best accommodation available to the local community at a convenient time frame and at affordable price. To generate market share to make â€Å"Home Finder† a common name. To be a local home finder of choice based on customer satisfaction. Gross margin moderate and improving over the span of the plan. Safe, quality housing that provides state-of-the-art amenities at competitive prices. Maintaining open communication between Company and its customers in order to ensure the highest level of customer satisfaction and long lasting reputation within the community. Mission: â€Å"HOME FINDER† provides high-quality, comfortable rental units in derby. Our company offer state-of-the-art living conditions reflective of the rapid advancements in technology and a growing need for quality housing. Our company is dedicated to a hassle free living environment in which our tenants can enjoy all of the benefits of safe, attractive, and inviting units. Unlike many other companies that are solely concerned with turning profits, our primary objective is to maintain the highest level of customer satisfaction . Tenant safety, happiness, and comfort are our main goals. â€Å"HOME FINDER† maintains competitive market prices, while working toward expanding the number of units owned, and increasing total profits earned. Within the company we will strive to work as a cohesive, harmonious unit focused on exemplifying our mission. Just as customer satisfaction is an intricate part of company success, so is employee satisfaction. That is why the founders of †Å"HOME FINDER† Real Estate believe that employee satisfaction will make the company a success and will be the key to their longevity. Housing units will predominantly be located in the University neighbourhood targeting both students and professionals. Vision: Company vision is to start a business from home online with one person(sole proprietorship) and in few years reach to every person who needs services regarding property. To continue to expand and maintained the business while also increasing the level of profits . Company summary: Home Gadget Repair is to be set up as sole proprietorship owned by Gurjot kaur With a small loan from Government schemes and Get a bank loan . I will choose option to take loan for business from government schemes there are total 629 schemes available under â€Å"finance and support centre† and I can take loan under â€Å"New Enterprise Allowance. It will grow in one year from a one man business to four person business. Company will build the necessary infrastructure to quickly and efficiently respond to customers. To start a business I can go to National Enterprise Network it is a unique membership body representing the enterprise support sector across England. where I can get advice regarding my business and can convert my ideas into reality .i will get register my intellectual property there to make sure nobody can copy my business without my permission. Initially the business is to be set up as a Sole proprietorship, owned and operated for profit But after few years when company will be able to invest for business extension we will lease a space for the offices and purchase more company vehicles. Services: â€Å"HOME FINDER † company will provide different services like to find out rental house , flats and commercial properties according to user requirements. Moreover we will provide services to customers within 24 hours . From the day one we decide to give fast services to our clients. Market analysis summary : The key part of any business is market analysis .A market analysis is a quantitative and qualitative assessment of a market. It looks into the size of the market both in volume and in value .There are two factors you need to look at when assessing the size of a market: the number of potential customers means quantitative market research and the value of the market, feedback , thoughts and feelings of customers are related to qualitative market research. Market and customer segmentation: In target market there are two types of customers one is those who are looking for commercial property and other one those who are looking for homes and apartments. Customers those who are looking for houses and apartments for rent according to my market research they will be between 18-34 age and most of them will be immigrants like students, professionals , singles and couples. According to prototype testing they are not willing to spend too much money on rent . Second group of customers are those who are looking for commercial properties they can be a sole proprietor , can be a business partners and can be a big corporation. Their demands for rental property will be different and amount of rent willing to spend will be different . All these things can be sure by survey on a certain group of people and it can help me to improve my business plan . Customer relationship management (CRM): customer relationship management is a strategy for managing all company relationship and interactions with customers. Company will focus on every individual customer whether he is new customer or current customer. It will help our company profitability. In CRS our company will use centralised data base system where all contacts will be stored who ever will be related to our company . In this way we can enable inquire data in back office as well in front office. Why CRM in real estate ? Tenant relationship information is managed in multiple or isolated databases that can create duplicative information and to understand and share that data will become difficult. When every lease or transaction will be different and the associated process to execute that is unique and manual, undue administrative effort and errors will be occur. Marketing: In businesses marketing is everything . Marketing strategy create a meaningful interaction between two parties. There are many ways through which we can reach to customers. USP (Unique selling point): To attract customers and make profit company must have a unique selling point it will be a strong way to compete with competitors in market and will be a key point to stay in market for long period . As compare to companys other competitors our company will charge less . the other one unique point is our company will not take any commission from rent we will just charge customer our fee . Customer can also give rent in instalments to landlord if he cant afford. We will Learn our competitors’ strengths and weaknesses – imitate their strengths, and use their weaknesses to our advantage. Revenue streams: company source of revenue will be the services that company will offer . Tenant will get a property on rent according to their requirements and they will pay accordingly. company will charge a consultation fee for service and will also take commission from the monthly rent . From the landlord company can charge if he is using our website to advertise his property . Value proposition: Values we deliver to the customer: Convenience is the foremost thing that we will give to customer. To satisfy customer with our services is our first duty. Company will not charge any fee if tenant is not satisfied with service and want to change the property. We will provide service to customer as soon as possible because we know how important the customer time is, will charge less as compare to other market competitors. Risk analysis: Specific risk and their solutions: If a customer wants to break a contract before the completion of agreement then there is a solution for this problem before making a contract company will make a lease documents in a proper legal way with the agreement of both parties . This agreement can be a written and oral(recorded). Break clause: Agreed by the landlord and tenant, where the lease can be ‘broken’ without anyone facing a penalty. Tenant need to give landlord 2 months notice that he/she is using the break clause. Fixed-term tenancy: A fixed-term tenancy means the lease automatically comes to an end when the term is up. If a tenant want to stay on after this term, tenant can do so if your landlord agrees. However, staying on past a fixed term marks a ‘continuing obligation’ to pay rent. You’ll then need to give 3 months notice when you want to leave. Landlords and ending a lease: Landlord can only end a lease when the tenant fails to pay rent or meet other lease obligations. If landlord have included a ‘forfeiture clause’ in the lease, landlord can use it in these situations to end the lease. However, if the tenant can challenge this in court they may be allowed to stay in the property. There is a one more solution that can stop the occurrence of these types of problems like before agreement our company will do inquiry at a tenant side. company will check the financial status of party , past records. Our company will be update itself from time to time of new laws of leasing a property. SWOT Analysis: Strengths : Our company will charge less fee and less commission from customer and will take commission †¦% only if customer is giving rent more than 500 . so this is a one positive point of our company to attract customers. We will serve customer and will fulfil customer requirements in better way. We are able to respond very quickly as we have no red tape, and no need for higher management approval. We can change direction quickly if we find that our marketing is not working. We have low overheads, so we can offer good value to customers We are able to give really good customer care, as the current small amount of work means we have plenty of time to devote to customers Weaknesses: Initially the only person who will handle whole business will be I . so no manpower can be a negative point for me Company will have a small staff, with a shallow skills base in many areas . Our company is new it will be a challenge for me to make image in market. Our cash flow will be unreliable in the early stages Opportunities : Changes in technology and markets on both a broad and narrow scale. Changes in government policy related to my field and I am well aware of all laws of government related to my business. Changes in social patterns, population profiles, lifestyle changes, and so on. Local events can give me opportunities . Our business sector is expanding, with many future opportunities for success. Local government wants to encourage local businesses. Our competitors may be slow to adopt new technologies Threats: Budget can be a massive threat for our company because initially whether I get profit or loss I have to invest money and have to be patient to get profit. I have to compete with those companies who are well established in market and have good image. To run a business smoothly it can be a threat for me. A small change in the focus of a large competitor might wipe out any market position we achieve

Cultural Displacement :: Personal Narrative Traveling Essays

Cultural Displacement I sidestepped the bald man next to me who was ordering what looked like duck feet, in rapid Malaysian. Looking down at my green plastic tray, like those often found in high school lunch rooms, I saw the square banana leaf piled high with plain white rice looking back. The thought of â€Å"foods† like fish eyes, stuffed animal intestine, or any kind of pickled hoof on my rice made my gag reflexes kick into high gear. I paid for my abysmal lunch, a measly dollar fifty US, smiled at the man at the register, and walked to a nearby table. It had been three days and I had eaten little more than white rice and clear broth for most of that time. I knew later I’d be doubled over, in agonizing pain over my empty stomach but I still couldn’t bring myself to eat the meals in the food court. â€Å"Not feeling adventurous today?† My dad’s girlfriend plopped down in the seat next to me and began munching with gusto. She had been brave at this meal; her plate was covered in some brown thing, it might have been a vegetable and I sincerely hoped it was, though chose not to ask. Instead I smiled weakly and began to eat my rice with a severely bent metal fork. Metal forks in an Asian country? You’re probably wondering where all the chopsticks went. In fact, I was probably one of the few people in the vicinity who actually could use a chopstick. There’s a good reason behind this madness and it all starts with the British. Until about forty years ago, Singapore was colonized by the British. It seems strange but then again the British would have colonized a tea bag, given the chance. England also had colonized Hong Kong but was afraid of losing this major business and financial center to communism, a legitimate fear because that’s eventually what happened. Fortunately they had already created a clone Hong Kong on a tiny island off the tip of Malaysia. That island was called Singapore. In an effort to keep the business integrity that had been in Hong Kong, Chinese business men were brought in. The British eventually began to relinquish many of their colonies and when they finally left Singapore in the mid 1960s, the Chinese business men, who were the superpower that made Singapore the world trading center it was, took control of power.

The Doctrine of President Bush Essay -- Politics Political

On 20 September 2002, the Bush administration published a national security manifesto overturning the established order. Not because it commits the United States to global intervention: We've been there before. Not because it targets terrorism and rogue states: Nothing new there either. No, what's new in this document is that it makes a long-building imperial tendency explicit and permanent. The policy paper, titled "The National Security Strategy of the United States of America" -- call it the Bush doctrine -- is a romantic justification for easy recourse to war whenever and wherever an American president chooses. This document truly deserves the overused term "revolutionary," but its release was eclipsed by the Iraq debate. Recall the moment. Bush, having just backed away from unilateralism long enough to deliver a speech to the United Nations, was now telling Congress to give him the power to go to war with Iraq whenever and however he liked. Congress, with selective reluctance, was skating sideways toward a qualified endorsement. The administration had fended off doubts from the likes of George Bush Sr.'s national security adviser Brent Scowcroft, and retreated from its maximal designs (at least on Tuesdays and Thursdays), giving doubters, and politicians preoccupied with their reelection, reasons to overcome their doubts and sign on. The Bush White House chose this moment to put down in black and white its grand strategy -- to doctrinize, as it were, its impulse to act alone with the instruments of war. Hitching a ride on Al Qaeda's indisputable threat, the doctrine generalizes. It is limitless in time and space. It not only commits the United States to dominating the world from now into the distant future, but al... ...gned to take more than passing note of his speech. As a nation, we’re still in a trance. The leadership of the most powerful nation-state on earth proceeds to set out its grand strategy, its unified theory of everything, and its prime channels of information don’t see fit to let the populace in on the news that their government is hell-bent on empire and has said so in black and white. Nonetheless, Bush’s strategy is now in force. It confirms suspicions and stokes paranoia. In propounding that there are no more than two models for how a society lives in the world, and that those who despise the one must enlist behind the other, it indulges in the same drastic oversimplification that motivates the terrorists. Americans will have to contend with the consequences for generations. This is why the Bush doctrine is dangerous: It’s a gift to anti-Americans everywhere.

Responces To Hunger :: essays research papers

Although hunger and starvation are prevalent in our nation, Americans have turned their backs to this problem. We have turned our backs because we have been conditioned and desensitized by the media, to the issue of hunger.   Ã‚  Ã‚  Ã‚  Ã‚  Classical conditioning is “the process by which a stimulus acquires the capacity to elicit a response through association with a stimulus that already elicits a similar or related response.'; Classical conditioning is like the famous case of Pavlov’s dogs that we learned about in Psychology 101: The dogs learn to associate the ringing of the bell with food, and, once conditioned, the dogs could not hear the bell without salivating.   Ã‚  Ã‚  Ã‚  Ã‚  The Japanese were masters at using classical conditioning with their solders. Early in World War II, Chinese prisoners were placed in a ditch on their knees with their hands bound behind them. And one by one, a select few Japanese soldiers would go into the ditch and bayonet “their'; prisoners to death. Up on the bank, countless other young soldiers would cheer them on in their violence. Comparatively few soldiers actually killed in these situations, but by making the others watch and cheer, the Japanese were able to use these kinds of atrocities to classically condition a very large audience to associate pleasure with human death and suffering. Immediately afterwards, the soldiers who had been spectators were treated to sake, the best meal they had in months, and so-called comfort girls. The result? They learned to associate committing violent acts with pleasure.   Ã‚  Ã‚  Ã‚  Ã‚  There are also some clear-cut examples of classical conditioning established by the media today. Our culture watches vivid pictures of human suffering and death, and we learn to associate it with our favorite soft drink and candy bar, or our girlfriend’s/boyfriend’s perfume/cologne. This occurs at the movies or even at home watching TV we laugh and cheer and keep right on eating popcorn and drinking pop while in front of us are images of death. We are in a generation where we have learned to associate the media with pleasure. So it is no surprise that when we view starving people in the world we are not startled, or very upset by the images displayed.   Ã‚  Ã‚  Ã‚  Ã‚  Operant conditioning is the process by which a response becomes more or less likely to occur, depending on its consequence. Children, of course cry for many valid reasons; pain, discomfort, fear, illness, fatigue and their cries deserve an adult’s sympathy and attention.

Portfolio Managemnt Essay

Overview KBIM Investment Inc. is a leading investment company incorporated in Barbados and licensed under the Companies Act cap 308 of the laws of Barbados. Founded in the year 2000, the company seeks to provide its investors with risk-adjusted returns in a management structure that closely aligns the  interests of investors and managers. Further, KBIM has continued to evolve from a dedicated private equity investment firm to a diversified management company. The fund buys US and Canadian stocks from the New York Stock Exchange as well as from the Toronto market. The fund has been equally divided among the following four industries; financials, technology, pharmaceuticals and energy. To assure that efficiency is maintained, the net assets are calculated weekly at the end of each week (Friday) of all stock market transactions. Global Economic and Market Outlook The global economy is in a dangerous new phase. Global activity has weakened and become more uneven, confidence has fallen sharply recently, and downside risks are growing. Against a backdrop of unresolved structural fragilities, a barrage of shocks hit the international economy this year. Japan was struck by the devastating Great East Japan earthquake and tsunami, and unrest swelled in some oil-producing countries. At the same time, the handover from public to private demand in the U.S. economy stalled, the euro area encountered major financial turbulence, global markets suffered a major sell-off of risky assets, and there are growing signs of spillovers to the real economy. The structural problems facing the crisis-hit advanced economies have proven even more intractable than expected, and the process of devising and implementing reforms even more complicated. The outlook for these economies is thus for a continuing, but weak and bumpy, expansion. Prospects for emerging market economies have become more uncertain again, although growth is expected to remain fairly robust, especially in economies that can counter the effect on output of weaker foreign demand with less policy tightening. World Economic Outlook (WEO) projections indicate that global growth will moderate to about 4 percent through 2012 from over 5 percent in 2010. Real GDP in the advanced economies is projected to expand at an anemic pace of about 1 ½ percent in 2011 and 2 percent in 2012, helped by a gradual unwinding of the temporary forces that have held back activity during much of the second quarter of 2011. However, this assumes that European policymakers contain the crisis in the euro area periphery, that U.S. policymakers strike a judicious balance between support for the economy  and medium-term fiscal consolidation, and that volatility in global financial markets does not escalate. Moreover, the removal of monetary accommodation in advanced economies is now expected to pause. Under such a scenario, emerging capacity constraints and policy tightening, much of which has already happened, would lower growth rates in emerging and developing economies to a still very solid pace of about 6 percent in 2012. Strategic Objectives KBIM Investment Inc endeavours to provide an above average, long-term total return fund by investing in small capitalization stocks listed from within the US stock exchanges. The fund’s investment style of small capitalization values the investment objective of growth funds. A growth fund seeks to find companies that are expected to show rapid future growth in earnings, even if current earnings are poor, or possibly non-existent. The latter is directed towards more aggressive investors seeking good performance in an expected market rise. KBIM Investment Inc places heavy emphasis on asset allocation which is a very important decision for any investor in terms of portfolio construction. Fund managers have decided based on strategy and policy of the fund to utilize tactical asset allocation. This approach is performed routinely as part of the ongoing process of asset management. Using this approach, market risk is insulated, where exposure to a particular market is increased when its performance is expected to be good. On the other hand there is decrease exposure to the market when performance is expected to be poor. An investor’s fate is basically determined by having allocated funds to asset classes. Risk, expected return, market expectations, risk tolerance and goals of the fund is reflected in the allocation of weights The following characteristics should be present for companies in which the fund invests: 1. The company’s share price is depressed after a period of negative growth 2. An acceptable level of financial strength, efficient control and effective management of business assets should be exhibited by the said Company. KBIM Investments Inc reserves the right to rebalance the portfolio after decisions have been made from review of the portfolio ever quarter. Rebalancing reduces the risks of sharp losses and is less volatile than a portfolio not rebalanced. At any time where the fund liquidates or suitable equity investments are absence, KBIM investments Inc will seek investments in short term debt securities or money market instruments. Risk KBIM investment equity fund is specifically for an investor who seeks to attain high returns and by doing this is willing to tolerate high risk to receive the maximum benefit from their investment. Investors must take into consideration that investments in only one portion of the economy may offer greater risk than a highly diversified fund. In addition to the above, a fund that invests in well-established companies may be less risky than one that favors start-up companies. Limitations Investors must take into consideration the impact of taxes on the portfolio. Further, changing tax laws imposed can become bothersome in terms of forecasting future tax rates. Investors must also abide by regulation requirements imposed by state and federal agencies. The latter specifies the actions an investor should take in terms of achieving objectives, given the preference of the investor and any constraints imposed. Benchmark To evaluate portfolio performance, the following questions should be answered; the first being whether or not the return on the portfolio was adequate after all expenses was taken care of? Next the amount of risk taken by the investor or portfolio manager in creating and managing the portfolio should be assessed. Finally what return should have been earned on the portfolio, given the risk taken and the alternative returns available to be earned from investments over the same period. KBIM will be benchmarked against the S&P 500 small cap index. The stocks for the fund were selected based on the following criterion: ROE > 10 Market cap > 1,000,000,000 Six month return >0 P/E < 15 Competitive Advantage The fund managers of KBIM, are committed to offering returns above average of similar portfolios. Through our investment strategic policies, we hope to attract investors who are seeking to hedge funds. Here at KBIM we also value enhancement services such as risk management, insurance reviews, consulting and corporate governance. The firm’s comprehensive offerings provide private equity clients with numerous competitive advantages throughout the private equity life cycle, including fund development, portfolio growth and divestiture. Fee Details Annual charges: Annual Management charges: 1.65% of net asset value Fund Administrative charges: 0.05% Registrar charges: 0.13% Fund expenses: 0.2% Commission: Sales charge of 1.85% will be charged on amounts invested into the fund. During the first week of investing, KBIM Investment Fund grew by 3.5%, as U.S stocks rose, driving the Standard & Poor’s 500 Index to its longest winning streak since February, amid optimism Europe’s leaders would announce a plan to contain the debt crisis and after McDonald’s Corp. (MCD) joined companies beating profit estimates. Financial shares in the S&P 500 added 3.9 percent as European finance ministers began negotiations to prevent a Greek default and shield banks. The S&P 500 climbed 1.1 percent to 1,238.25, the highest since Aug. 3, and had risen three straight weeks. It had surged 13 percent since Oct. 3, when it closed within 1 percent of a bear market, or 20 percent plunge, from its high in April. The Dow Jones Industrial Average also rose a fourth straight week, gaining 164.30 points, or 1.4 percent, to 11,808.79. Equities rose as European finance ministers approved a 5.8 billion Euro loan to Greece, and France retreated in a clash with Germany over expanding the bailout fund. Talks are to continue through Oct. 26. The S&P 500 also gained after 74 percent of companies that reported quarterly results topped the average analyst  projection. During the second week of investing, KBIM Investment Fund grew by 4.54% amidst a week which ended with most U.S. stocks falling, as data on consumer confidence and spending failed to boost equities a day after European leaders expanded the region’s bailout plan. Stocks pared losses in the final minutes of trading on Friday, with the Standard & Poor’s 500 Index erasing a decline as it completed a fourth straight weekly advance, the longest streak since January. About four stocks declined for every three that rose on U.S. exchanges at 4 p.m. New York time on Friday. The S&P 500 rose less than 0.1 percent to 1,285.09, after rallying 3.4 percent on Thursday. It was up 3.8 percent since Oct. 21. The Dow Jones Industrial Average added 22.56 points, or 0.2 percent, to 12,231.11. The Russell 2000 Index of small companies retreated 0.6 percent. U.S. equity options expired Friday. Stocks rose Thursday, extending the best monthly rally since 1974 for the S&P 500, as European leaders agreed to expand a bailout fund and U.S. economic growth accelerated. Earlier this month, the index came within 1 percent of extending a drop from its peak in April to 20 percent, the common definition of a bear market. Since then, it has risen 17 percent. The S&P 500 rallied above the average strategist forecast for its closing level on Dec. 31, the third straight year that stocks ran ahead of projections. The index closed above the year-end forecast on Nov. 4 in 2010 and on June 2 in 2009, according to data compiled by Bloomberg. German Chancellor Angela Merkel said that the debt crisis won’t be over â€Å"in a year.† Italy’s borrowing costs rose to a euro-era record at a sale of three-year bonds, driving yields higher amid concern that efforts to contain the sovereign crisis won’t be enough to safeguard the region’s third-largest economy. Fitch Ratings said part of the plan to contain debt turmoil amounts to a Greek default. European leaders may struggle to maintain the euphoria that drove the euro to its biggest one-day gain in more than a year as scrutiny deepens on their latest attempt to stem the region’s turmoil. During the third week of investing, KBIM Investment Fund fell by 3.28%. U.S. stocks fell, driving the Standard & Poor’s 500 Index to its first weekly decline since September, as a disagreement on Europe’s resources to fight  the debt crisis offset a drop in the American unemployment rate. The S&P 500 dropped 0.6 percent to 1,253.23 as of 4 p.m on Friday, November 4, New York time, after falling as much as 1.8 percent earlier. The gauge was down 2.5 percent this week. The Dow Jones Industrial Average slid 61.23 points, or 0.5 percent, to 11,983.24. Benchmark gauges tumbled earlier this week as Greek Prime Minister George Papandreou announced on October 31 a parliamentary confidence vote and his desire to hold a referendum on a European Union aid package needed to avert default. Equities rebounded on Thursday as Greece abandoned the referendum, moving closer to accepting the bailout. Global stocks slumped on Friday as the Group of 20 nations failed to agree on increasing the International Monetary Fund’s resources to fight Europe’s debt crisis. Ruling party lawmakers urged Papandreou to step aside and allow the formation of a new government that can approve the bailout plan for Greece. The unemployment rate unexpectedly fell to a six-month low of 9 percent from 9.1 percent, even as the labor force expanded. The 80,000 increase in payrolls followed gains in the prior two months that were revised up by 102,000. Financial stocks had the biggest decline in the S&P 500 among 10 industries, falling 1.4 percent as a group. During the fourth week of investing, KBIM Investment Fund rose by 1.17%. U.S. stocks rose this week, restoring the year-to-date gain for the Standard & Poor’s 500 Index, as improving economic data and leadership changes in Greece and Italy bolstered investor optimism. The S&P 500 rose 0.9 percent to 1,263.85, overcoming a 3.7 percent decline on Nov. 9 that was the largest one-day loss since Aug. 18. The Dow advanced 170.44 points, or 1.4 percent, to 12,153.68 this week. Stocks resumed the rally that drove the S&P 500 up as much as 20 percent since the first week of October. Equities gained after U.S. consumer confidence improved and Italy’s Senate approved debt-reduction measures, paving the way for a new government led by former European Union Competition Commissioner Mario Monti. Greece swore in Lucas Papademos to head a unity government. The S&P 500 has rebounded 15 percent from a 13-month low on Oct. 3 as the Citigroup Economic Surprise Index for the U.S., which gauges whether reports are beating or trailing estimates, climbed to a seven-month high. The benchmark measure of U.S. equities rose 2 percent on Thursday, preventing a second weekly drop, after  a gauge of consumer sentiment topped estimates in November and reached the highest level since June. The Labor Department said on Nov. 10 that the number of Americans filing applications for unemployment benefits fell to the lowest level in seven months. Stocks tumbled on Nov. 9 as yields on Italian government bonds surged, fueling concern European leaders will struggle to fund bailouts. During the fifth week of investing, KBIM Investment Fund fell by 3.71%. U.S. stocks fell, sending the Standard & Poor’s 500 Index to its worst weekly loss in two months, as Spanish, French and Italian bond yields rose and Fitch Ratings said Europe’s debt crisis poses a threat to American banks. The S&P 500 decreased 3.8 percent, the most since the week ended Sept. 23, to 1,215.65. The index closed at the lowest level since Oct. 20. The Dow fell 357.52 points, or 2.9 percent, to 11,796.16. Equities slumped this week as higher government bond yields in Spain, France and Italy spurred concern the European debt crisis is intensifying outside Greece. The S&P Financials Index slumped 5.6 percent this week, the biggest drop among 10 industries, after the Fitch report spurred speculation the European crisis poses a threat to earnings. The S&P 500 advanced one day this week, on Nov. 15, amid speculation Mario Monti would succeed in forming a new Italian government to battle the debt crisis, while growth in retail sales bolstered optimism in the economy. Yesterday, he won a final parliamentary confidence vote, granting full power to his new government after pledging to spur growth and reduce debt in the euro-region’s third-largest economy. The benchmark measure of U.S. stocks erased gains yesterday after Deutsche Presse-Agentur reported that Germany’s Foreign Ministry said the nation was considering the possibility of â€Å"orderly defaults† beyond Greece. The index had rallied after a measure of leading U.S. indicators signaled the world’s biggest economy will keep growing in 2012. During the sixth week of investing, KBIM Investment Fund fell by 4.07%. The euro touched a seven-week low against the dollar, falling for a fourth week, as Italian borrowing costs jumped to the highest level since 1997, adding to speculation Europe’s sovereign-debt crisis is spreading. U.S. stocks tumbled in the worst Thanksgiving-week loss for the Standard & Poor’s 500 Index  since 1932 as concern grew that Europe’s debt crisis will spread and American policy makers failed to reach agreement on reducing the federal budget. The S&P 500 slid 4.7 percent to 1,158.67, closing at the lowest level since Oct. 7. The Dow fell 564.38 points, or 4.8 percent, to 11,231.78 this week. The S&P 500 has fallen for seven days, the longest streak in four months, and has tumbled 7.6 percent so far in November. U.S. equities erased an early advance on the final session of the week as S&P lowered Belgium’s credit rating and Reuters reported that Greece is demanding private investors accept larger losses on their debt. The cost of insuring European sovereign bonds against default rose to a record this week as Germany failed to find buyers for 35 percent of the bonds offered at an auction. German Finance Minister Wolfgang Schaeuble said market turbulence sparked by the euro region’s sovereign-debt crisis will last for â€Å"a few months.† Congress’s special debt-reduction committee failed to reach an agreement this week, setting the stage for $1.2 trillion in automatic spending cuts and fueling concern that economic- stimulus measures that are set to expire will not be renewed. Still, S&P reaffirmed it would keep the U.S.’s credit rating at AA+ after stripping the government of its top AAA grade on Aug. 5. Stocks fell Nov. 22 as revised Commerce Department figures showed that gross domestic product climbed at a 2 percent annual rate from July through September, less than projected and down from a 2.5 percent prior estimate. U.S. stock exchanges were shut Nov. 24 for Thanksgiving and closed three hours early on Nov. 25. Evaluation of Fund KBIM FUND PERFORMANCE WEEK 1-6 Initially, the first two weeks of the portfolio’s performance did exceptionally well. Due to extreme market conditions in Europe (European Debt Crisis), the fund was affected. The weaknesses of Europe’s common currency area, ranging from its design to a persisting dearth of bank funding and anemic economic growth, weren’t properly addressed in the measures revealed on to stem investor panic. Consumer confidence unexpectedly rose in October from the previous month, indicating the biggest part of the economy will help keep the U.S. recovery intact.  Performance fell in week 3 but stabilized in week 4 due to improving economic conditions in Europe (leadership changes in Greece and Italy), thus restoring confidence in the market. Week 4 and 5 dropped to record lows in the S&P 500. This was due to the negative result of the sale of government bonds in Germany, as investors lacked the confidence it once had in what is arguably the strongest economy in Europe. The fact that the German economy was unable to raise the money it expected to with the sale spoke volumes, as it was the one country in Europe which seemed to be stable and assisted in the bailout of its struggling member countries (Greece, Italy and Spain). This also led to a huge dip in the value of the Euro currency. Overall, the fund’s performance was below expectations. There was, however, directly related to unexpected market conditions, which affected the global market adversely. Invariably, that was passed down to the portfolio. During the six week period KBIM started out with $999,984.84 and ended with $977,853.00, thus making a loss of $22,131.82. Total return was then a negative return of 2.21%. The decision was taken to hold of the selling of equities with the portfolio. Instead, the strategy opted was one of riding the storm out, and in some instances, even buying more stock, as the markets were down and the share prices down as well. This would allow for the fund to make substantial profits when the market recovered or improved, as it could only improve from this point. Bibliography Jones, Charles P. Investment Analysis and Management, Eleventh Edition John Wiley and Sons 2010 http://www.bloomberg.com http://www.imf.com